I received a letter from JBC and Assoiates, (JBC Legal Group) dated 03-14-04. This letter stated that I bounced a check for 20.02 back on 07-14-97, they were collecting the debt.
JBC charged me a fee of 35.00, my total was due to them 55.02. I called that day and gave them my visa debit card for the 55.02 fee. They said they would send me a paid in full letter in one month. A month went by and no PIF letter and no debit on my bank statement.
I called them back to find out why they were not debiting my account. They claimed the payment was returned to them with an error and I now owed them 50.00 more for that. So they entered in my Visa number, or name or address incorrectly to where the card came back as invalid. I advised them my bank showed no attempt, and I was not paying them the extra 50.00 charge. They claim it is a state fee and there is not way out of it. A supervisor decided to half it with me.
I now owed my original amount and 25.00. I gave them my visa debit card again for the 55.02, and they promised to call me in a week when I got paid, to take the extra 25.00. I stayed home to get the call, which never came in. I look 2 weeks later at my bank statement and they debited my account the 25.00 without my permission. I think that is against the law, as well as, to wait 7 years to contact me about an NSF charge I doubt I had to begin with. They then charge me an error fee, that they caused. I think this is the law Firms way of making extra 25.00 and 50.00 dollars on each person. The reps are not only rude when you call, but key in your information wrong, and debit your account without your permission.
I am putting this information on every website I can, and also contacting an attorney of my own. This company is a rip off and should not be in business...
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