IAB, IAB Benefits, International Association of Businesses ripoff abused & mistreated false promises ripoff deception tricked and lied to us Unknown Texas...
We spoke to a Broker from LosAngeles CA. We were quoted a price of $109.00 per month for PPO, with SOME insurance benefits. We were told that we had 30 (thirty) days to view the plan. If we excepted it, we did nothing, the money would be taken from our visa/debit card. The member application was faxed to us. We filled it out, faxed it back. (Sorry, we no longer have the fax number). On the member application... It asked WHAT DATE did we want payment to start. We clearly filled in, FEB 1.
Well, $184.00 was taken from our account on JAN 15, putting us in overdraft status. It took us awhile to figure out what it was. With the help of the bank, we finally found out it was for the IAB. Then we found out, it was $184.00 because there was a $75.00 processing fee which NO ONE told us about. IAB admitted on the phone that it was THERE mistake, yet they refuse to credit it money back to our account, it is against there policy. The people we have contacted at the 800 number, are ruthless. They just hang up on you. The original broker, Christopher Randolph, out of CA, claims that NONE of these things were told to us, that we KNEW it would be taken out AS SOON as it was processed, yet we still hold the original copy that clearly states otherwise.
Today, Jan 23, our account is now overdrawn $246.42 due to THEIR mistake, and transactions that have came thru, which of course were unpaid, and we are being charged an overdraft fee each time this occurs. IAB STILL refuses to refund/credit our money. The whole thing was a scam from the get go. Since THEY got our debit/visa number, phone number and address, we have gotten calls to confirm orders that we did not order from companies we know NOTHING about. We have received invoices from magazines we DID NOT order. And we are getting many many telemarketing calls for things we have NO KNOWLEDGE of.
I just now found out about two charges on our account, which I just filed a report on with J. Cross Marketing, and we believe that IAB is behind this, because the charges were charged to my husbands card, and he has NEVER used that card for ANYTHING other than AIB.
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