On Thursday, June 21; a lady by the name of Ms. Lee left a loud message on my answering machine that said several attempts had been made to contact me but I have neglected to call back and that my attorney was to contact them about a debt from 2005. No one from this particular company had previously left me any messages and beside it comes up on the caller Id as Hackenshack, NJ. Who in there right mind would answer a call from somewhere like this.
When I got home from work; I listened to the message and returned the call only to get a hateful lady that would only tell me that I had 48 hours to Western Union 325.99 or I would be prosecuted and charged with a 4th degree felony in the state of Kentucky. I replied that I did not have those type of funds but would be willing to make payments. She replied that this was unacceptable and that only the payment in full would be accepted. I stressed for days about how to pay for it.
On Friday during my lunch break; I once again called this ACA Recovery and informed them that I was having a difficult time coming up with the money and they informed me that I only had 24 hours from the first time I called. For some reason Ms. Lee has been unavaiable each time I call.
On Saturday the 23rd; I once again called because I was worried; I then got a lady named Ms. Banks who seemed to be pretty nice. She advised me that the payment had to be made that day.
I told her all I had was 100.00 to spare at that time; she informed me that if I made any other payment besides the full amount that my account would go into default and automatically be referred for legal restitution; she told me to Western Union it and that the remainder had to be paid by Friday the 29th; I told her that I would try but there were not any guarantees. She always told me that she would have to speak to their attorney whom was coming in the door at that moment to ensure that the payment was alright.
On Saturday the 30th; I Western Unioned yet another 100.00 because it was all I could spare. I received yet another phone call on July 3 stating that I only had until the 4th of July to Western union the remainder 125.99 or they would have me charged with a 4th degree felony. And Ms. Banks was now rude with me telling me that she is tired of my excuses and that it is always something with me.
First off, she does not know me and I have never gave her excuses. I want to take care of this but I just needed a little time. She claimed that she had no say so over my account and that I could only speak to Ms. Banks; and that the payment should have been made on Friday. I was then told to call back on the 4th of July and speak to Ms. Banks.
Now I am even more stressed after reading the information about this company on this website. I feel like I have been scammed.
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