I hit a cyclist, it was my fault, I did not see him. I had just started to move so the impact was very low. He got up and walked and accepted the name and number of a witness. When the ambulance arrived, he refused the paramedics assistance. (He only spoke Spanish, I speculated that he might have been undocumented and afraid of being deported) I asked him what I could do for him and he asked me just to pay for his bicycle and give him a ride home, which I did. On the way back home I stopped by the police station to make sure I had done the right thing. The policeman informed me that if the damages were under $500 no report was needed. I took a blank report home.
When I got home, the cyclist had left a phone message, he had changed his mind and wanted me to take him to the hospital. The attending physician reported no bones broken, no internal damage, just a bruise and prescribed pain medication which I bought for him.
I reported this accident to Janet L. Fitzgerald, the adjuster for Windsor Group / Infinity Insurance but nothing was ever done for the victim in this case. The Insurance Company NEVER returned any of my calls, did not paid for the hospital bill, medication nor the property damages.infinity Insurance did not pay for this legitimate claim.
It was my fault, so I paid for what I could, but as a Windsor Group / Infinity Insurance policy holder, it was the insurance company's responsibility to pay for the damages done.
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