A grave injustice is occurring in Maricopa County, AZ. Jeffery Allan McCoon dba Pacific States Credit, has filed dozens of UCC1 statements in the recorders office alleging citizens have committed fraud against a secured creditor. That said creditor and/or it's successor has the right to property.
Mr. McCoon is a debt buyer. One of his victims is a friend that asked me to look at the complaint for monies. It was a claim on credit cards whose last activity was 1998. There was no security agreement and the statute of limitation is exhausted.
Mr. McCoon apparently has purchased credit card non-secured debt, looked up the names in the Maricopa County Recorders Office and filed these UCC1 statements thus encumbering the property in the hopes that a payment will be made upon sale or refinance of the home.
Mr. McCoon has filed a dozen of so law suits that have as proof only his verification that the debt is accurate. The courts or the arbitrators require verification of debt from a first hand party that is familiar with the debt. That is not Mr. McCoon.
He is currently moving to judgment in many of these cases. Unfortunately many citizens do not know the legal process and may let it go to judgment. It appears there is at least one case where he settled a claim and released the deed on the property.
Some of the property owners are attempting to get refinanced and cannot do so until this lien is resolved. Maricopa County Recorders office says it takes a court order to do that.
There is reference to a Mr. McCoon in Sheriff Joes most wanted dead beat dads and this person had an arrest warrant out for him until recently. I don't know if it is the same man or not.
The US Bankruptcy courts have admonished Mr. McCoon after he filed a proof of claim alleging he as a successor to the debt, purchaser, and had a secured claim that should receive preferential treatment. The courts said Mr. McCoon purchased a bulk of bad checks. The only submission by him was a ledger showing amounts, dates and to him the checks were written.
As an alleged secured creditor Mr. McCoon wanted the defendants books opened. The courts noted that Mr. McCoon needed more proof than just a statement from him to show there was security. That he could face severe penalties for claiming to be a secured party when he was not.
The recorders office has not proof of security, only his UCC1 finance statement.
The home owners are encouraged to file a police report, the Federal Trade Commission and the Attorney Generals Office.
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