I was contacted at my work place to pay in full an outstanding student loan. I requested some identification from the company I was advised by John (sup of collection) that he represent the federal goverment and if I failed to paid this loan in full my wages will be seized and garnish.
I have consolidated loan in 1998 with Direct Loans and disputed another wanted some clarification. Spoke with John (Sup Collections) who advised me that the claim was made in 2003 by the Department of Education.
I requested information in writting John advised me that correspondence was send to me 30 days ago and there was no response from me.
I wanted to know where the correspondence was send it was send to the correct address but as per John said their correspondence looks like Junk mail. I advised him if you correspondence looks like junk mail it is in the trash. He advised me that they will not send certified mail unless is paid by me; I just wanted to know how to differenciate from their correspondence from another junk mail.
I wanted to know which school was this balance for, and proceeded to contact the Dept of Edu. After contacting the dept of edu they advised me to contact Pioneer and negociate with them but they could not tell me for which school was this outstanding bill for and gave me a different amount due. Pioneer said it is $1,900.00 Dept Edu $2,000.00.
I proceeded to contact Direct Loans they advised me that I have two consolidated loans with them as of 1998 when the loans were consolidated A loan was discharge from Lynn University which I register to attend but later withdrawn from school before class started, the school still send my loan information after my withdrawn and collected from the DEpt of Edu, since I have the withdrawn slip the loan was discharged.
The Dept of Edu could not tell me nor Pioneer why the outstanding balance.
First, I am contacted at work and treaten to have my hard work wages seized and garnish when no one has my work number how they found me and are they allow to do that.
Second, their correspondence looks like Junk mail.
Third, represent the federal goverment...
Fourth, Can not send certified mail to me unless I paid for it.
Fifth, I graduated in 1995 why this claim shows up now. The 4 years limitation period as per Fl law FS95.11 (3) (P).
Sixth, request payment in full I make $9.00 and hour for teacher assistant Dec 22-Jan 10 no salary. I had to return my vehicle due to unable to make payments and they did not want to hear me. Direct Loans gave me a harship forbearance.
Please someone help me with this.
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