I signed up after getting suckered in by a talk-show host. I found the service confusing — in my very busy life it slipped my minds. Like many of us I do not monitor my credit card accounts as carefully as I should. I wake up a year latter to learn that I have been paying $18/month for nothing. Their business plan is to ensnare people like me. They are deceptive — charlatans — crooks.
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