National City Mortgage has this so called counseling dept. And they send you a financial form and a very nice brochure. All This gives you a sense of hope. Unfortunately, it is just a scam. I have been trying to get some sort of workout to keep my home as it is in an upside down loan. I was served ...
I often "pay forward" on the mortgage, making two payments at once so I can skip the next month. There is no financial advantage to this, I just hate paying bills! In September, I sent in 2 payment coupons (for September and October). Unfortunately, my math was wrong and I underpayed the ...
This company takes the payment, does not credit it to your account, then calls and has almost loan shark tactics telling you that you have not made a payment. They refuse to even attempt to resolve the issue, stating you must make a payment that has already been made. The customer service reps are ...
Usually, after your loan to value ratio rises, lenders take off the PMI insurance. My condo has had PMI insurance on it for 13 years. I only owe 64K on my condo, and it's worth 215K. So I wrote my lender, NCM, asking them to take off the PMI insurance. They refused. This is wrong. I will never do ...