ING Direct
Capital One 360 Mortgage offer bait — switch
Completed a mortgage refi application with ING Direct on 12/12. Following routine credit check, they made me an offer of 3.00% 7/1 ARM with LTV of 80% subject to asset and income verification and appraisal. Appraisal came back and a value that supported the 80% LTV requested. However, now three ...