JP Morgan Chase (which absorbed Bank One, who initially issued my credit card) has decided that my debt ratio was too high because they wanted to milk me for all they can get. I have ALWAYS paid my bill on time, and I am currently disputing a blatant mistake with another bank who claims one of my ...
In Feb. I gave a payment by phone I talk a person and gave her my account # a few weeks later they claimed that the bank couldn't find the account # so they charging late fees, returned check fees and over the limit fees. Why do I have to pay all this when it was their mistake. I talk to them they ...
I have a Mastercard with Chase which I have had for going on three years now. Last year, in March of I paid off the full balance of the card. At that time, my APR was approximately 14%. I have not used the card since that time, and until recently, have held the card for emergency use only. I used ...
It is unconscionable to allow credit card companies to apply penalty or universal default rate hikes to existing balances on the cardholder's account at the time of the rate increase. Chase says they mailed me a letter last October notifying me that my APR was going from 9.99% to 21.24% based on my ...
Watch your mail! The story is getting old, but unfortunately true. Misery loves company, and I have to say, its good to know that I am not alone, but sucks to see so many others suffering. Have a card with Chase, $11,000 balance, transferred 2 cards to them to receive their "LOW LOW LIFETIME ...
When I opened my Chase credit card bill this month, I was appalled. They raised my purchase rate from 8.99 to 29.99%! Not that many months ago they offered me a 4.99% promotional rate, until it is paid off, and I've never been late on a payment and usually pay more than the minimum. So, how can ...