On Wednesday January 2nd I made an honest mistake. My last transaction of the day was for $66.40 which over drew my account by $39. I was ok with this I knew there would be a $35 charge coming my way. However, when I woke up on Thursday January 3rd I found out that my account had bounced not just ...
I ordered 2 New Cell phone batteries on the internet. The merchant sent me to very used batteries. The ole bait and switch routine. I returned them USPS with Confirmation Received Receipt and the merchant won't refund or send new ones. I sent all the proof to Chase. They sent a letter back stating ...
I am the owner of 2 small businesses. One, operating since 1993, the other since 1995. In 2006 I became a partner in yet a 3rd business. Due to circumstances beyond our control (no really, we were forcibly closed due to new development that eliminated 1/2 of our leased facility) we were forced to ...
I recently called for a "payoff" amount for the credit card and after sending what I thought was the total amount I received a new invoice for finance charges only. When I called to ask that they be waived, they told me they could not waive finance charges. I sent a dispute letter and ...
I have a Chase credit card that had a 0% introductory rate if payments were made on time. I made each payment on time every month. However, in October the payment was posted to my account one day early so it was credited to the previous month. This made the payment late and I was charged interest ...
I received a letter in the mail stating that my interest rate would be over 20%. This letter also said I could opt out of this change. That is I did though my account would be closed and that I would still be able to make payments on the balance. This was in October. I just checked my account and ...