I would just like to say the emerge credit card is a total rip off. I have been with them for over 3 years starting out at 19% interest and am now paying 29.99%. I have never been late on a payment or ever missed a payment. I owe $3,591.52 and am paying a finance charge of $89.14 cents per month. I ...
I open this account with Providian with low rate about 19% and than I recieved a letter that Emerge took the account and the rate went up to 29% and I pay the bill every month and the bill only goes down a few dollars cause of the high rates they charge. I canceled my card but still have to pay the ...
My name is Shelly. I am writing this letter to tell my story. I applied for a Providian card 2001 I think it was at 19.99%, so that I could rebuild my credit back again. In 2003 I get a letter from Providian that Emerge will be taken over at 29.99%. I owed 5,400 still. I pay $170.00 a month so that ...
I, too, have suffered from the negative reports from Emerge that have been placed on my credit file. I also realized, in December that my credit card expired and called to get another one. The response I recieved was that I had to consecutively pay on time for six months. Twelve months have gone by ...
I received a Providian Visa in 1999. When I used the card to pay for court fees I noticed that the credit limit had went up $1300.00 without notice. The balance on the card was $1900.00. The next year we had financial difficulties and had missed a few payments. 2001 we started making some payments. ...
Every legitimate credit card issuer I have dealt with, has never asked me to enter my social security number to access my account. NEVER! Yet, I go to Emerge's website and the first thing I notice is that I need to enter my social security number to access my account, if I wish to set one up. SCAM ...