They are denying my loan modification when my interest rate is over double the average (9.2%). The home is in very poor condition and I can't afford the repairs. The heat pump needs replacing and I don't have heat or AC in half the house. ...
I have been abused by SPS since trying to keep everything together and taken their abusive practices since day 1. I just past my 12 months of no lates with my mortgage and am hoping that there is away I can finally refi my home and get away from them before they take advantage of me again. Even ...
I had purchased my home in Feb. 2005 with New Century Bank, the account was suddenly sold to Select Portfolio Loan Sharking Servicing (SPS), About a year into the mortgage, I developed Chronic Asthma and fel behind on the payments, I then entered into a forbarance plan which was suddenly changer to ...
I cant thank ya'll enough for making your comments! I thought I was the only dummy here who sat back and let these guys walk on me UNTIL... Today. Since Fairbanks was sued and lost, and the new company took over, I thought YAY! Finally some peace, fair practice and payments posted ONTIME like ...
Select Portfolio Servicing, Inc. (f/k/a Fairbanks Capital Corp.) serviced my mortgage loan after it was sold in the secondary mortgage market. I was one of the many who opted out of the class action settlement in order to pursue my rights in State Court (New Jersey Consumer Fraud Laws tend to be ...
Fell behind on our payments. Had to go chapter 13 to save my home. Now I owe over 20,000 if fee's and 'advances'! Been making all payments as required, but unapplyed funds is over 2,000 dollars. Some of payments that are to go to the mortgage go to fee's and other charges. It seems the more I pay, ...