A couple months ago, I transferred a balance onto my Bank of America card. There was a 90.00 transfer fee. The transfer rate was 3.99%; however, I discovered on my first statement that they are charging 25% interest on the 90.00 transfer fee. I have transferred balanced to credit cards, including ...
When paying your bill online, and you pay it on the due date, it takes 2 days for your payment to be posted to your account. This is true of any major company that uses Bill Pay as their payment acceptor. This includes PayPal who uses Bill Pay as a credit card acceptor. Therefore, if you pay your ...
I became sick and had to leave my job. I have made all of my payments on time, and mostly paid over my payment requirement. This company ran a credit report and saw my income had decreased. Nothing more than my income decreasing has made them decide to increase my interest rate from 12.99% interest ...
Two complaints against MBNA: After one year, I decide to put some type of pressure on MBNA. On my May statement I read a debit of $800 I did not know about. When I brought it up, the representative stated that more than 60 days lapsed, there is nothing that could be done about it. I stressed to ...
MBNA charged me a mininum payment less than my monthly finance charge, which i failed to notice. And when my card went over the limit (due to this obvious attempt to extort more fees from an already credit overloaded customer base), they charged me an over limit fee of $35 after already raising my ...
A couple of years ago I bought a computer from Apple. MBNA financed the machine with a Gold Reserve line of credit for around $4,500. Last fall, I received a letter stating that because of my excellent payment history my account had been elevated to Platinum status. This didn't mean a darned thing, ...