ELAN Financial Services
Credit Limit Cut Based on a Credit Check That Was Never Actually Run
I received a letter on January 14, 2026, stating that they were lowering my credit limit from $1,200 to $500. This is what they stated as the reason: too many inquiries, monthly obligations are too high, and, get this, they pulled my credit report on 12/24/2025 and said my score was 512. I was ...