I check my account everyday and one evening I noticed I had an overdraft in pending (not yet applied to your account) so the next morning I went to the bank and deposited in $200 cash into the ATM. I checked that evening I had four overdraft charges applied to my account, only $100 went through and ...
Let me start off by saying, I would consider myself a person of reasonable intelligence but I really don't know how I could have avoided this situation. So let me start off by saying I ran into something that absolutely blew my mind. I have a checking account with USBANK which I use for bill pay as ...
Beware of the money you have in your account if you bank with US Bank. I recently went to a teller and specifically asked for a balance of my account. Knowing that I did not have any transactions within the past 6 days. The teller gave me a available balance and I withdrew $380 to pay some bills ...
My husband and I have our own personal checking accounts with US Bank. We also had a joint account that we would put money into that was used for household bills, rent, utilities, etc. A few months ago my husband made a mathematical error in the balancing of the house account. To make a long story ...
Last week my sister, a single mother, discovered that she was in huge overdraught trouble, even though funds had been available. Yesterday US bank took 75% of my wifes paycheck for overdraft charges, In her case, funds should also have been available but were not, due to fraudulent accounting ...
Talk about exploitation. I am a middle class blue collar worker. Situations arise when doing the right thing right away is almost impossible. I have been a customer at U.S. Bank for several years now, and I have occasionally overdrafted my account. I do not have good enough credit to have a line of ...