Do not give your credit card number or they will sign you up for a credit reporting service and not give a refund. I purchased my credit score and found out I was in a monthly scam to get $14.95 a month. ...
Every year I print out an order form from the Federal Trade Commmission's website and request my Free Annual Credit Report from each of the three credit reporting agencies. They are required by law to provide a free credit report once per year. It has been a battle all the way. One credit report ...
I started my career in consumer finance in 1996 as a Credit Manager for Norwest Financial (now Wells Financial) and have since held various positions in consumer finance ranging from Senior Underwriter, Director of Customer Service and Collections and Operations Manager for several smaller finance ...
I noticed that 1 day in the mail I received a letter from 1 of my Credit Card Companies (Providian) stating that they were closing my account due to Non Usage and a negative item on my Transunion Credit Report. At first I paid it no attention because I do not use the credit card. And then a month ...
Trans Union fails to keep accurate records of consumer disputes. Back in September I received correspondence from a collection agency regarding a debt I didn't recognize. I sent a letter requesting validation to the collection agency, and didn't get a response. I disputed with the three credit ...
I filed for Chapter 7 Bankruptcy in January. This company refuses to update and show that many of my accounts prior to January were discharged by order of the United States Bankruptcy court. I have since applied for new credit and every time this credit bureau report is pulled I am automatically ...