Some years ago I had a Providian credit card. I was the card holder and my mother was the co-signer. I called them sometimes when needed. Then one day after having this card for more then two years, A had to call them to pay over the phone, and they said I could not. They had changed it to my ...
I have never owned a credit card, but when i tried to apply for a loan, i was denied. And when i checked my credit report, it showed that i owed a balance of $4,900 to a credit card company called providian. They supposedly give credit cards to people with bad credit, so they can get their credit ...
After Providian increased my interest rate to 28% even though after three years, I had never been late, I paid them off and they charged me interest for the next two months even though there was NO balance. I paid an additional $50 because they threatened to destroy my credit. Providian practices ...
I have had my account with Providian for three years and my credit report reflects that I have NEVER missed a payment to providian or any of my other credit cards. I keep the account balance paid down and often times pay the entire balance in full. When not paying the balance out and out I make a ...
To be honest we were over our credit limit by $200 but they then put a credit on our credit card and paid $934 and then waited long enough to send a letter stating they were lowing the creidt limit to what the balance is after their credit mistake, so now not only am I over the limit by $200 it has ...
Oh God, where to begin! Avoid this company at 'ALL' cost. They deliberatly delay posting receits in order to charge customers Late Fees. They avoid sending monthly statements in a timely maner hoping to generate Late Fees. They charge an ungodly interest rate with the promise that 'Timely payments ...