I made the mistake four years ago of cashing one of those $5000.00 check loans to help with debt I incurred during a divorce. I have made monthly payments over the course of these past four years and still owe close to $6000.00 today. My calculations indicate that I have paid HFC $7000.00 to date. ...
Hfc hsbc) is a predatory lender that hould be investigated. Misrepresentation that interest rate will be reduced after 12 on time mortgage payts. When questioned about loan modification refinancingpay deferrment, lowering loan payts or interest rates under new govt guidelines. They seem to have no ...
In an attempt to lower my interest rate, I refinanced with HFC/HSBC. This was a variable interest loan, and I was told that if rates stayed low and my payments were on time, my rate would not go up. To top that, I was told that if everything stayed good, I could refinance within one year to lower ...
September 13 Arizona Department of Financial Institutions and all in CC list. 2910 North 44th Street, Suite 310 Phoenix, Arizona 85018 RE: Loan number: xxxxxxxxxxx HFC-HSBC Predatory Lending Practices Misrepresentation of lending programs Failure to provide copy of credit report used as basis for ...
In Dec. I received an offer of an unsecured simple interest installment loan of $7,000 from HFC which I accepted. I paid this loan payment early each month. After one year I had paid back $2,652. In Feb. 2006 I decided to pay up the loan so I sent in the amount showing on my statement balance which ...
I took out a loan with MBNA that was acting as a broker for HFC. After 3 years my loan has never decreased, the interest rate is 26% after they told me it would be 12%. They told me it was a 10 year loan but it is impossible to pay in 10 years. My balance has decreased by $500 in 3 years but that ...