Stay away from credit one bank. They practice predatory lending. They charge $7.95 for a direct checking payment while there's no charge for the mail-in payment but they purpose this because when you do send in the payment by mail a week and a half in advance as I did, they claim to receive it late ...
I called Credit One on a Monday to simply notify them that I'd be making a payment on Friday (a couple of days late). They asked me if I wanted to setup up the payment for automatic debit for Friday using the account info they already had on file. I clearly said "no" and promised to call ...
Yes, I was approached (via us mail) by Credit One Bank with an approved credit card for up to $1000. I bit and lost over $200 immediately! The cloaked letter said "let us help you repair your credit" by starting with new credit and a new credit history. After I received the first bill I ...
I just signed up for the account they said there was a $39 activation fee and a annual fee that would be $5.95 a month, but they give you free credit report and that is less than the 9.95 you pay elsewhere. I get the bill for the $39.00 pay that and a fee of $7.95 shows up. I call them and they ...
Credit One Bank is one giant scam and con credit card program. They claim to rebuild one's credit, but it's only a veil to rip off anyone they who obtains one of their cards. Being charged 5.95 for bank transaction which is completely electronic, requires no human to operate, is ABSURD. Then, ...
I sent a payment of 205.00 10 days ago and it has not been credited to my account. I can anticipate trouble as I have read horror stories online about people in my situation with this Credit card company. I have talked to their operators and they keep telling me it takes 10 days to credit my ...