I just received my new Capital One statement. The interest rate went from 6% last month to 15.9 % this month. I called Capital One (got India) what a surprise and was told that I was sent a letter in February about this change and at that point could have closed my account and opted out of change. ...
I have been a long standing customer of Capital One and was advised that a letter was sent out last month stating that the rates could increase, not that it would but it could. I did not see the letter at that time. I received the bill this month and not only did it increase but it increased to the ...
I have been charge an overlimit fee twice in a row. I have asked for a detail report showing my transactions with balance and they will not provide that. My last payment covered the alleged overlimit fee and put me under my balance/limit. They hit me with another overlimit fee. They have sent a ...
I have had a fixed rate loan with Capital One for several years which was never paid late. The rate was 3.5%. They sent a notice telling that I either had to pay off the loan or have the rates rise to 13.5%. This is over 400% increase in interest rate! Isn't this illegal? I want every government ...
I have started to notice late fees on my statements every month. I looked at my agreement with Capital One, and they say there is a 25 day grace period for payments. I pay my bills every two weeks. Well, what I found out is that Capital One is sending their bills out late every month, so that I ...
My wife & I have a Capital One Visa and a Mastercard. We have had these cards for a long time. I make our payments online and am NEVER late. I also pay at least 3 to 4 times the minimal payment amount. We just received notification that Capital One is raising our APR by over 4%. This is ...