As I read FDIC Consumer Protection regulation 6500, when a bank puts a deposit on hold, they cannot collect NSF fees on that account if they have not previously informed the consumer specifically in writing at the time of the deposit that the fees may be collected and how one applies to have the ...
Every third month they change the deposit date of direct deposit of pay, then charge overdrafts and insufficient funds fees. They make extra money off of customers. ...
I have been dealing with BB&T for over a year. Every time we deposited a check, the majority of it went to overdrafts, so we changed to auto deposit. They receive it on Fridays and post it on my account and check card, but they do not actually make the deposit until Monday. In the meantime, ...
On approximately 4 to 6 different occasions, at midnight before our government direct deposit, we checked our bank balance. We had a positive balance, and the actual amount does not matter. In the morning, there would be between $70.00 and $900.00 in bounce fees. Shame on us for believing the bank ...
Last week, my mother was hospitalized. She's 75 and has been suffering from COPD and heart trouble most of this year. We've consolidated our accounts at BB&T to make them easier to manage. My paycheck is directly deposited into this account, so things are normally okay. However, last week I had ...
I have had an account with this bank for about two years. About six months ago, someone made a "dummy" card of my debit card and got around $300.00 out of my account in Madrid, Spain. (I am from West Virginia.) I had no problem getting the money back, and the bank personnel (not from the ...