I was denied credit due to a delinquent account reported to both Equifax and Experian. I requested my credit report, and BP/Citi came up as the company reporting my delinquency. They stated that I owed them $115 and have since 1998. I have bought and sold two homes since that date, and this has ...
I was recently denied a credit card due to a delinquent payment on an account. I thought that was very strange, since we had recently purchased a new home and I was told I had one of the highest (best) credit reports ever seen. I obtained a copy of my credit report and saw the negative item was ...
They claim that we owe them $3.00 from 12 years ago. They did not start reporting this to the credit bureau until 3 years ago. No phone number, website or email address was made available, just a PO box. We do not even know the company's name. ...
Where do these people get off reporting a charge-off when I haven't heard from this company or been billed by it in years? They processed a charge-off for $2.00! It was surely very interesting explaining to the bank why there is an R9 credit rating from a company I haven't heard from in over 16 ...