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Sears Gold Mastercard
The $1 one-month credit monitoring charge won't be canceled when you call to cancel. Here's how to avoid the $12.95 monthly charge they'll stick you with

When you sign up in-store at the cash register for a Sear's credit-card, you'll be contacted later by a telemarketer asking you to sign up for a 30-day credit-monitoring service. The initial charge for the first month is $1, but you must call them to cancel within 30 days of receiving the report, ...