I get a Pre-approved letter stating that I am guaranteed a secured credit card. I went bankrupted 9 years ago, trying to restablish credit, I go on line fill in the information and it says I am approved. They request $200.00 to be deposited in Intermountain Community Bank (but they don't say that ...
Orchard Bank offered me a card for $59 and low interest rates. They charged me $59 and $99 for next year 3 months after I had card, which put me overlimit and fees added, now the Interest is 29%. I've barely used this card and now I am $200 overlimit every month. I am disabled and cannot pay this ...
I was trying to rebuild my credit. I got a bill from them on 12/23 for the fee which I sent they received on the 1/10 cashed. Unfortunately they began telemarketing me incessantly sometimes 3-4 times a day trying to sell me features to crank up my balance. Credit card insurance etc I said no. They ...
Orchard Bank just processed my payment a week early. I have been using online payment. The payment was set for January 13 giving me time to deposit my paycheck. WITHOUT my permission, HSBC/ORCHARD BANK CREDIT CARD processed my payment 5 days early. My paycheck does not arrive until January 12. ...
This is a good one, but I will win. I signed up for one of their credit cards about a year and a half ago. I have no hard luck story. I made it all the way to $1000 credit limit, and what do you know they sent me another card! This was was at 10% interest! Way less that the 24% intestest I was ...
1st of all, I appreciate the diligence of your goals to help us in our needs! I have excellent credit & have never been late on a payment. I had a credit balance of $279 on my HSBC (Household Bank) credit card. I requested a check for the credit balance on Oct. 27. Never received it. Called to ...