Countrywide
Beware of refinacing need to pay appraisal fee but they will come back will lower appraisal therefore your interest rate goes up ripoff
They keep calling you 6 months after you have just refinaced to lower your interest rate, but you need to pay hundreds of dollars to have another appraisal. Well you do, and they come back with a lower apparisal on your home. So guess what? Now you interest rate goes up and so does your mortgage ...