My mother recently passed away and I have been reviewing her finances. She kept all of her credit card statements and checking account statements. I know that she had some financial problems starting about 7 years ago. My parents had a good retirement income and should have lived in comfort. I was ...
On August 24 I received a letter from GE-Money Bank (the issuer for JCPenney Credit Cards) pertaining to my JCPenney credit card account, requesting bankruptcy information. Because I happen to have a good credit score and my JCPenney Credit account is in good standing I decided to call them and ...
First, we got slammed with some kind of family fun rewards plan or something like that. What I remember was the $7.95 a month and it was not fun to get it removed. We had to argue with them (terrible service). I refused to pay it as I never signed up for it. Then they took their sweet time removing ...
As already mentioned by another writer, JC Penney Co has changed their billing, interest, and payment collection procedures. I received a notice from them which stated something like: the use of your charge card will be authorization that you accept these new terms. They shortened the turn-around ...
We have been a JC Penney customer with a credit card for the past 19 years. We always paid our bill on time and never missed a payment. Just recently without and pre notification JC Penney raised our monthly payments from $68.86 per month, we always paid $75.00. On October 26, we received a letter ...
The past two years My wife has been paying over 31 percent APR the statement says 21 percent. We kept all payment history including total payments and interests collected and the statement says 21 percent which is very high for a credit score of 644 which by the way my wife has had over 3 years. ...