Orchard Bank
Ripoff for months hit me with an unannounced 30$ late fee first which kept my auto pay from bringing my credit line below my limit while enabling them to keep assessing more fees
I had a card with a 300$ limit that they kept hasseling me to open in the first place. I inadvertently went over the limit by a few dollars and was hit with a late charge of 30$ plus interest which my auto pay of 50$ would only bring it down to within 1$ of being within my limit so without me ...