I am utterly disgusted with GMAC mortgage, especially since they were give tax money to help homeowners and they refuse to modify my mortgage. I have applied for a modification of my loan on approximately 4 different occasion and on all accounts I was refused. The last reason being that signatures ...
For the past year and a half, I wanted to do a loan modification. With GMAC. They turned me down three times. GMAC sent me three denial letters, proving that I have a hardship, and also have a 31% mortgage payment to salary ratio, according to the federal loan modification guidlines. Both by their ...
GMAC Mortgage is unlawfully using money deposited into clients mortgage accounts. I had a surplus on my mortgage. I over paid on my mortgage account so I could make an early payment eventually when the account had built up. It was in the "other" money section because on line you aren't ...
We are in desperate need of some good legal advice regarding the dealings with Homecomings! In October we contacted the company due to growing concerns that we were struggling making our house payment resulting from a cut in pay. We spoke to several different "loan service agents" who ...
In 2003 we recieved a phone call from GMAC mortgage that we were behind on our Ecsrow, so we sent them a check to balance out the escrow, thats when the fight began, they said they never recieved it and we had proof that the check cleared, so after months of trying to get this problem rectified, I ...
We sent a certified letter voicing our concerns about a penalty charged for early pay-off. Gmac responded by demanding immediate payment. If payment was not paid by start of business on sept. 28; then they were going to charge-off our account and notify the appropriate credit bureaus. ...