I am utterly disgusted with GMAC mortgage, especially since they were give tax money to help homeowners and they refuse to modify my mortgage. I have applied for a modification of my loan on approximately 4 different occasion and on all accounts I was refused. The last reason being that signatures ...
For the past year and a half, I wanted to do a loan modification. With GMAC. They turned me down three times. GMAC sent me three denial letters, proving that I have a hardship, and also have a 31% mortgage payment to salary ratio, according to the federal loan modification guidlines. Both by their ...
GMAC Mortgage is unlawfully using money deposited into clients mortgage accounts. I had a surplus on my mortgage. I over paid on my mortgage account so I could make an early payment eventually when the account had built up. It was in the "other" money section because on line you aren't ...
We sent a certified letter voicing our concerns about a penalty charged for early pay-off. Gmac responded by demanding immediate payment. If payment was not paid by start of business on sept. 28; then they were going to charge-off our account and notify the appropriate credit bureaus. ...
Unfortunately my home loan was purchased from People's Choice Loans by Homecomings Financial. I got sick when I found out. I currently have two loans-my primary loan and a secondary loan. I am trying to re-finance to get away from them so I called today (9/11/07) to obtain a payoff so I could ...
On Sept. 29 the bankruptcy that my mother and I filed (seperately) was discharged. We used a bankruptcy lawyer so that every thing was done correctly. We have a regular mortgage with GMAC on our house and an equity line with a bank that is local to our city. The local bank (Central Bank) was at the ...