In 2009 my husband was laid off. We still continued to make the mortgage payments until Jan. We then applied for the HARP program and at the end of Feb were declined. We were told we didnt make enough money for the low income payment plan. We were never late on any payments until then. PNC told us ...
In short, this is a partial chronology of our attempt to save our home. We are good, hard working people with an income loss due to medical issues. Our home went from having $40k in equity to being $11k underwater. We have never defaulted on a financial obligation in 30 years. Feb. 2009: applied ...
Closed on a mortgage loan in July.in Aug received my first letter indicated my insurance was insufficient. This is referring to flood insurance. Before we closed on the loan flood insurance was addressed by me to the loan "officer". I was in good shape I only had to cover the amount of ...