This is a follow-up report on Arcadia. I have gotten reponse on complaints that I have filed with regulatory agencies concerning the car loan with Arcadia. I have recovered about $3,000 toward my balance of $4,606 on a car that is worth nothing now... The engine blew. Again, Arcadia refused to pick the car up. I really need my garage. Taking bankruptcy is no cure for Arcadia. Citi-Bank owns Arcadia, they use your loss as a write-off to avoid paying taxes on billions of dollars of profit. A bankruptcy from you only gives them spending cash and profits.
I have a clear civil suit on Arcadia for violating laws on collection calls... I used my cellular phone, they are NOT allowed to call many times in a row and a cellular phone records those incoming call numbers. I have a complaint for the excessive late fees—more than is spelled out in the contract that I signed. The car lot—Richland Motors— pocketed the $1,150 in warrenty refund, that I cancelled even before my first payment was due, Arcadia refused to investigate the missing funds and give me a refund, the State Division of Finance got my money back—not credited to my account yet. Arcadia refuses to return my phone calls now that I have a State prosecutor after them, they still have not responded to me with a correct balance, or the title to my car—so I can properly dispose of it. It has a blown engine in the garage. There are mis-applied payments, late fees, undisclosed fees, harrassment, and finally the impact on my life that they have caused.
PLEASE HELP ME GO AFTER THESE PREDATORS. I'm interviewing attorney's for a civil suit this week. TALK IS CHEAP, it will take a class action to stop these people. I need your help.
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