I bought a car for $4200.00 in 2007 which was financed through Mariner Finance. This is now 2010. According to them, I still owe $4900. Oo. Even though my payments were $206.00 per month, I payed $230.00 and up, at times I paid an extra $100. Oo. All this extra money should have gone to the back of the loan towards the principal only.instead, they recorded it as a partial payment, and added a late fee of 39. And took out interest. I was very careful about not being late on the payments, however, they had listed my account as being late every month. I requested a statement on the account, and the phone#to their corp. Office, but was told they have no corp. Office and no way of getting a print-out. How stupid do they think people are? My attorney (who doesn't practice in Md.) did get the print-out for me, but it was riddled with mistakes. None of them could understand (or pretended not to) what I was saying. My attorney advised me to keep everything up-to-date. I had not paid for the prier month and when I called to get the exact amount I was told it had been sent to an attorney and tacked another $800 bringing a total of $1004.00 due immediately. I called their attorney and they said the $800 owed to them goes to the back of the loan and is the last to be paid. SO, I CALL THEM BACK, talked to someone else, who told me I still owe them well over $900 to get caught up. Still with me? I am now being asked to prove all the payments made. At this point, I know this won't stop here but, I'm on my way to the bank to get the statements anyway. My advice; NEVER, EVER borrow from these people.
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