Credit one is the lender/finance company I used to purchase a vehicle through. I have been three months behind on payments; I agreed to work something out. I was unable to, and told Oscar Mejia, my account rep I would give up the car, to pick it up from my home address by email. My husband received a call from their Legal Department three times between 7:32-7:34 am on 4/24/09; they have called him several times at work.
My parents have received numerous calls, even though they told Oscar not to call, because our relationship is strained due to Oscar's rude/harassing everyday contact with them. I told Oscar to pick the car up by phone and email on 4/24/09.4/25/09 I got a call from his supervisor stating they were aware of this, and what do I want to do. 4:58pm-on 4/25, Oscar left a vim stating they were coming after me and this would never end! 4/25/09 at 8:07 pm.
Oscar called me from (714) 916-3612 and told me they would not take the car back, they wanted their money, and I better go out and get it or something will happen! I told him I have been unemployed and unable to, he told me to grow up and borrow it, I told him no one I knew would be able to help me they are in bad situations like me, and I told him I had to pay my rent, because I almost was evicted. He told me I better get him some money or he was sending someone after me. I asked him what did that mean, he was sending someone to kill me, and he said you said it! Not me! You will find out! He told me you better go get a job right now!
I told him it was late, and he cannot call me past 8 pm, it is against the law, he told me I don't know anything about the law, when it comes to his money I better get it. I told him I am not into killing or selling drugs, I can't get a job at night. I yelled obscenities at him; he told me you better get the money. I don't understand Credit One gave me the money for a car, they don't want the car, and they want the money. I told him, I don't have it and I wasn't lying. I told him I told him to pick the car up yesterday, he said we want the money and you better get it, and he hung up on me.
Earlier in the week someone came to my door, and I watched through the peephole as they pounded the door with hands and feet! I was afraid to answer the door. They left a note from Credit One. I am really afraid, several times a day Oscar calls and leaves rude, harassing messages to myself, and my family members. I tried to make my payments, I have been unemployed and unable to, and they can get the car.
I am really afraid to talk to anyone from that company anymore. Oscar Mejia always insinuates that something is going to happen to me, that things are going to get worse for me with dealing with Credit One, and they are sending someone to get me. Please help me. I have saved over 19 messages from him. I have some documentation as well
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