Conseco finance was once my lienholder. From Dec. 14 to May. Payments have always been on time. Sometimes 2 weeks before it is due. And i never had a problem with my previous company, until one day i got a letter stating that my account has been turned over to crescent bank. So first of all i thought it was a scam so i contacted conseco and explained what was going on.
They advised me that i was no longer with them. And that my account moved to crescent bank because of the outstanding, or timely fashion in which how my payment is made on time. I was under the impression that the interest rate would go down. Which is now still at this rate 28%. Yea i know they should be locked for that but what can you do when your credit is not all that good.
But anyway things started to go down hill pretty fast. I would make a payment and someone would call me the very next day and ask me when would i be able to make a payment. That the system is showing past due. At this point you argue with someone that is very rude for about thirty minutes for a mistake that they made in the fist place. Management get on the phone and talk even worse.
By this time you realize you are not gonna win because they make that threat to take your vehicle. So you pay and also late fees of $70.24. I am still paying but i realize that i was right from the begin and will still feel the same way to the end. They are scam artist.
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