Americredit were the only ones willing to finance us from Car Max 2 1/2 years ago. We have paid them without any negative marks on credit report. We have been paying nearly 21%. The car was totalled 2 weeks ago and my husband was injured and missed work. We called them BEGGING for mercy. There is $4,000 negative equity. They didn't budge a centimeter. No lowereing the interest rate. No deferment for a month. No moving the due date by even a few days. They wouldn't even put off reporting to credit bureau our first late payment. Even if you are desperate please don't go through this company. You can end up in a worse position than you began.
0 comments