I've got bad credit, and the dealership said they had to "go with the cheapest model" to get me approved by the lender. When it was all said and done, I ended up with a 17% rate, and they added approximately $7000 to the price of the car.
They made it sound like I would not be able to buy a car unless I took this deal, which might be true. But you would think that Ford would have an obligation to the poor in the community to help them better themselves.
There is no way I can budget in payments to pay off other people I owe, and I need a new car to be a dependable person to get to work, otherwise I would not even borrow the money.
I am really tempted to just drive this thing back today, and hand them the keys.
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