I had an auto accident in June in Ridgeland, MS. AIG's client was 100% at fault as she hit the rear of my car while I was waiting for a red light.
Though AIG paid for the car repair, rental, and $1400 in medical, their "pain and suffering" offer was only $1400. I had two sets of xrays taken, was on pain meds for almost a month, and had chiropractic care three times a week for a month. Since AIG's claim adjustor was so difficult, I filed a Med Pay claim with my insurance company so I could get treated by the hospital and chiropractor. AIG reluctantly paid the medical bills after I told the claim adjustor there was a med pay claim filed.
But what's the price of pain? What dollar value can you put on waking up at 2 am in severe agony? What is the amount of suffering when I crawled out of bed almost every morning?
AIG offered $1400. I rejected it politely. But now what? I do not want to go through a lawsuit; I feel this can be settled quietly and civilly. Yet, I have never been in this situation before. How do I get a better deal w/o attorneys? Anyone have any suggestions?
0 comments