Complaint / Review
John Atchley
American Negotiators Did not settle my debts as promised. Did not return my escrow money after contract expiration

I paid over $1000 fee to have John Atchley, Jr. Settle my debts. I heard his Sat afternoon show on the radio called"Credit Talk USA". 3 years later he settled 3 out of 7 debts turned over to his company, and he was late on some of those payments, putting my settlement agreement at risk.
I continually and routinely requested status reports and the amount the latest offer on each of my accounts, which were rarely provided. When he would finally respond, often weeks or months later, his answer was always "they aren't low enough yet" without providing any amounts. My contract expired, and in year 3 he convinced me that he would "personally take my file and aggressively contact the creditors and bring me offers" for another fee of $250.

I wired a large sum of money at the beginning of my contract to be held in an escrow account to be used to settle my debts.