The company calls and tell you that you have just been approved for a Loan of $5,000.00. After verifying your information from an online application that you completed. They go over the terms 24 months $270.00 per months.
They then ask how would you like to receive your funds:
Western Union - Receive in 30 mins
Bank Transfer - Receive in 2-3 business days
I said bank transfer. At which point I was transfer to a supervisor. He then asked did I know my correct score. I told him yes and what is was. He told me it is a score the was 7 points lower then what I just said. He said because of your score you cannot get the loan normally. However, we have approved you for the loan and can have it transferred to your bank account in 10 mins. All you need to do is pay the first months payment of $270.00 and the you will receive the funds in 10 mins and pay the remining 23 payments on the 31st of each month.
I told sorry I cannot do that. He then gets a little loud you have to show good faith that you can pay the montly payment by paying the first one. I said no again.
He then said ok we cannot help you and hung up.
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