I was contacted by First Financial with an offer for a pre approved Visa or Mastercard with absolutely NO FEES ever, including Annual fees, card replacement fees, etc. Once I paid the processing/application fee of $219.95. Everything sounded professional, so I let them draft my checking account the hard-earned money (Every penny we had) and waited the 2 weeks it was supposed to take to get the card. They drafted my account on 10/24/01 and after a month, I called them to see what was going on and that I could really have used that money for Christmas shopping and Tim Anderson assured me that I would have the card by Christmas at the latest. I DON'T have it as of 1/15/02, and they won't answer the phone, either. If anyone knows how to get the money back, please contact me and let me know, because we could really use that money.
Thanks,
Pastor James
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