I received a check from a potential cleaning client of mine, whom I corresponded with thru email. She sent a check for 1650.00, i was to moneygram her landlord 1250.00 and the remaining 400 was to secure my services for the first week. I deposited the check on a friday and the funds were available the next day.
Mind you I only had 82.00 in my checking acct before the check was deposited. I withdrew 1200 of the funds and money grammed them to an address I was given. Five days later my acct was over 1000.00 overdrawn. The bank told me at first it was due to insufficient funds in the senders acct. A few days later I went into the bank with another check for 2000.00 from the same person, but i was leary so i went to the bank to have them check the check out.
They sent me to bank of america where the company supposedly had an acct at to only find the the check wasnt real or the company name printed on the check. I went back to pnc where they told me to file a police report, but i was still gonna be responsible for the money and fees were going to start adding to my acct. I called the police and they informed me that the bank had to file a report because they were the victims and i was a witness to the crime.
When i returned to the bank with the info from the police, the manager at the bank said he didnt understand how they were the victims and that there was nothing they could do for me. I marched to the police station in Clayton Mo filed a report and they said that the BANK WAS INDEED THE VICTIM, but the bank refused to file a poilce report and I am still responsible for the funds. Now i also had a check from my job that was depsoited 191.00, another deposit of 100.00 both in my checking acct, 108.00 in my reserve checkn acct and 75.00 in my savings acct.
The bank has taken these funds out to cover the fraud check and what Im not understanding is why the didnt want to file a police report. It seems kind of suspicious to me and I want my money I had in the bank before all this happened. I had all the evidence for the bank proving this was fraud but none of that was taken into consideration. Someone please help me.
0 comments