So after a couple of years of Mr. David Young talking my husband into retaining his services for a loan modification we finally felt like we had nothing to loseyou, we would either get a modification and pay Young 2000.00 dollars or get rejected and get our 2000 dollars back per the agreement with DAVID AND MINERVA YOUNG.
Everything was going great, he told us that we had been approved for not one but 3 mods and we needed to sign some papers and pay him the money so he would continue the modification. We did and we were so excited and optimistic...
It sucks when you trust someone that you think you might know and they are really just scum trying to scam you out of money. Its not a good feeling.
On the bright morning of MAY 06 I came across an article that DAVID and MINERVA YOUNG of MY STATE processing had been fined 50,000 dollars for running an unlisensed loan modification scam. My heart sank and I called my husband to see if this was the same guy and guess what! It was. I immediately called my loan servicer (3 different times) hoping to get a different answer and each time they told me that they had had one contact with David and it was only to see if he was the POA on the account 2 months prior! There was absolutely no pre-approval of any program and it became clear he LIED in order to secure the 2000 dollars probably to rob peter (me) to pay Paul! I removed him from the account at that moment and then I immediately called David for a status check.
This time Young told me we had been approved for 5-6 mods and he was just waiting to see which one would be best... GREAT NEWS (SCAM) until i called him out on being a liar, asked if he had read the article about the court order for the fraudulent company and then asked him for his direct contact with my servicer which he could not supply. Then he had the gall to ask me to put him back on the account as POA and he would take care of this... Uh let me think about that? NO!
He had spent 2-3 months working on our account and had absolutely not even lifted a finger to do one thing except cover his tracks by lying every step of the way.
We made an agreement to get our money back and along with all the other complaints on here he seems to know how to dance his way around never being able to come up with the funds... I will spend the rest of my energy filing and talking to every single bureau, FBI, news, courts, District attorney, atttorney general, the public etc. To make sure he doesnt do this again... I will no longer waste my energy on tracking down a fraudulent liar who feels absolutely no remorse stealing money from hard working families so that he can drive fancy cars and buy his kids cool stuff.
Well let me tell you something Mr. And Mrs. Young, I have kids, bills, insurance, hungry mouths to feed and on and on and I would live on the street, begging for money before I ever stole a penny from anyone! You and your wife are an amazing piece of work. I hoped that you would right your wrong, like I told you on the phone I'm not gonna get screwed... Little did I know I already was but I'm not gonna sit back quietly... IT'S ON!
Oh and David, by the way it doesn't take over a week to receive something in the mail when you are in the same zip code.
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