Usacomplaints.com » Business & Finance » Complaint / Review: Jp morgan chase - Chase bank fraud on modification, unemployment rejected on false info, working on modifations for a year owe more on loan, missapplied payments. #907017

Complaint / Review
Jp morgan chase
Chase bank fraud on modification, unemployment rejected on false info, working on modifations for a year owe more on loan, missapplied payments

I dislike Pursuit! Personally I think I've been completed an excellent injustice. I've been dealing with Chase Bank concerning my mortgage since July. It began having a reimbursement strategy of $1500 per month to create our consideration present and begin our normal monthly obligations. We settled the $1500 and our last cost is displaying Sept. We were prepared to begin our normal cost of $1100 in Oct. I had been let go in the People Federal Census Bureau at the conclusion of September. And so I named Pursuit and tell them that at September 30 could be my last trip to work, but my Spouse was still operating and that I would obtain Unemployment, and we were still likely to be producing our regular cost in March.

I had been informed that since I had been likely to be on Unemployment, my revenue had transformed and that I
will have to apply for a change. So that they stated I really could continue point and print-out the Change document and submit all of the info which was needed. I completed all of the document and sent it back in. I had been informed they obtained my Change documents and we ought to notice anything quickly. I mentioned okay may I create my March cost within the telephone, I had been informed that I couldnt create the cost since I'd screw up the procedure of the Change, that it'd be chilling out in limbo and since a lot of distress. And so I didnt create a cost, I had been informed this many times while my Spouse was working since we'd simply compensated a few months of $1500 and that I desired to proceed with not being behind anymore and staying with my contract.

I used up with Pursuit each week occasionally many times per week using the standing of our consideration.

That Is once the paper-work chaos began. They'd inform me they didnt understand this document or that document and so I might deliver that document in. I had been delivering exactly the same documents repeatedly again. I'd contact one CSR and he/she might claim we've that document its the following I dont understand why they didnt view it, Ill create a notice about the consideration. Simply to be about the secure part I'd deliver the doc again. Than I had been informed that I couldnt simply deliver that one record which was required that I'd to deliver all of the files again. And so I might send the entire Change documents and verifications again.

Eventually after numerous occasions to do this many months have handed and that I was informed I didnt get authorized for that plan plus they had another plan for me to use for. It was in November they explained that I'd be getting the document within the email, since it was a brand new plan the

Government Obama had for that property owners. I submitted all of the paperwork instantly once I received it. You are able to consider the documents and find out I've a lot of faxes and telephone calls where I did so my research so when they requested they obtained over the following morning.

January is here now and my Spouse dropped his work so today we both aren't used. I named Chaseimmediately and tell them that today my Spouse doesnt possess a work. Therefore Pursuit stated thats good we're currently dealing with somebody on obtaining a Change simply submit the paperwork for my Spouse together with his unemployment, And So I did that. After following-up together again submitting this paperwork which paperwork items that had been submitted numerous occasions, we were declined for that Barak Change since we were equally unemployed.

That Is after I was informed that the moment Timothy was unemployed that people must have submitted for theUnemployment Change. Therefore today we're processing for an Unemployment Change. I inquired easily could easily get it off-line since Im getting anxious quantity the quantity of funds that people havent settled since Oct. The CSR informs me that I really could have now been producing our normal funds since Oct. That actually discouraged me since I had been told I couldnt.

Today it is the end-of January and that I have submitted all of the paper-work for that Unemployment Change. I contact my Situation Director Calden Ferguson to check out on the standing of my Change and he informs me I've a brand new Situation Manager David. Im like okay just how much longer before we all know about our Change.

He explained that once all of the files are obtained and procedure a few months. But when I've any concerns simply contact my fresh Situation Director, he must have obtained a phone from him to introducehimself as my new Supervisor.

Calden said he'll deliver him a contact informing him to contact me. I did so get a call from Brian also it visited my voicemail and that I named him back and he never delivered my phone. Therefore, below we proceed again using the paperwork disaster again! I cant read this; we dont have this, resend that this hasbeen happening since January!! A CSR or Calden might view it and state its there or its readable but underwriting or whoever might declare its not. Then I recognized that I'd a lot of faxes submitted that it had been puzzling everybody. I told them to check out 6 faxes previously or 8 faxes previously and you'll observe that all of the paperwork can there be its understandable, its light enough, ect. I named directly into consult with Jesse about my Partners salary statements and that I got another CSR as normal since Jesse never calls me when I contact him.

I had been advised many times that my Partners statements were also dim and also the truly couldnt see the total amount. I delivered these in a number of occasions and lightened them up every time. She mentioned that since my Spouse had worked to get a temperature company for 2 months we didnt have to submit the salary stubs that my Spouse needed to do was create a notice declaring he wasn't functioning anymore which could be appropriate. I had been extremely upset today; I'd invested the greater section of 3weeks resending salary statements when Pursuit didnt require it since he didnt work-there any extended. She stated my Situation Director Mark must have explained this. I told her that I've never voiced to him which I've been speaking with Calden Ferguson or whoever I get after I contact. She stated that she'd deliver him and his Boss a contact saying my grievances. I obtained a phone from Donald within 10mins of having off the telephone using the CSR. Which was the very first and last moment I've spoken to Mark.

I received a phone from Calden recently May-23 and he mentioned that underwriting had my document and that I ought to know anything inside a day or two. I had been pleased with this lastly since January of the year I ought to notice just how much I'll be spending money on my Unemployment Change. An encumbrance was raised and so I imagined. I obtained a phone from the Pursuit CSR challenging that I spend up! I informed her that I'm coping with Pursuit on an Unemployment Change and that I simply talked with somebody at 8:39am. She subsequently stated I had been declined since I had been 13months behind on my funds plus they just permit you to be a maximum of 12 weeks behind. I informed her farewell that I'll contact my Situation Manager. I named Davids expansion twice and didnt get him therefore the third-time I acquired another CSR and he or she explained the same that I got declined. This really is after I requested to get a supervisor. I've been submitting paperwork constantly and also the documents displays it and that I have now been recommended on sever CSRs simply because they stated many people don't do what I actually do.

I dont understand the denial for all factors.

1. I'm not 13mths or 12mths behind on my funds. I'm only 8months behind. I had been assured this past year when we settled a few months of $1500 that people could be present and certainly will haven't back-payments and may begin with or normal payment per month of $1100. I had been informed that these funds were notapplied to my home cost but to another thing. The manger couldnt see where the cash went.

That's incorrect particularly when we achieved our end-of the contract and created these 3payments.

2. If we began the Unemployment Change in January how will you state that after 5months of you jerking me around that you're today rejecting me since Im outside the 12mths interval. After I requested the Change I wasnt outside the 12mth time. Despite the fact that this time is unnecessary since I'm not outside the 12months screen Im only 8mths behind.

3. Our Change procedure wasn't managed in a reasonable fashion. I've been dealing with Chasesince last in July whenever we were informed our mortgage could be in excellent position if we created the $1500 funds and we created them all. Pursuit hasn't organized to its end-of the discount by no means condition or type!

At this time I believe Pursuit has intentionally cheated me to obtain me further behind on my cost to cost me more in costs and costs to ensure that my mortgage quantity and cost may increase. There for making me to complete a brief purchase and reduce your failures. If Im being handled such as this keep slipping further and further behind because of the sluggish procedure for Pursuit than just how many others have and certainly will drop their houses. I've also submitted this criticism using the Customer Finance Division and also have delivered it to my fiend at my local information stop to possess them perform a a bit more study with this problem. I've also reached out to many additional information company and talk-shows since Pursuit isnt supporting its hurting. Its not reasonable, I've worked difficult to get my house and that I need it but when Pursuit has its approach Im likely to drop it.


Offender: Jp morgan chase

Country: USA   State: Indiana   City: New albany
Site:

Category: Business & Finance

0 comments

Information
Only registered users can leave comments.
Please Register on our website, it will take a few seconds.




Quick Registration via social networks:
Login with FacebookLogin with Google