I'm looking for an Arizona attorney to help me fight Aurora Loan Services. My story is similiar to many others here. I was approved for a loan modification about 2 years ago. I was approved right after filing for CH13 bankruptcy. I made the trial payments then several months of payments. Still showing past due I kept calling them and finally after months of calls (still making pymts) I was told there was a clerical error on their side & to keep paying my payments.
About 2 months later I received a 0 amount past due monthly statement with no payment due for 2 months. I called them and they confirmed no payment for 2 months something about money during a mod is placed into an acct and once your mod is final the money is applied to your account and we have a overage. I asked them to note their system that I was calling and being advised to make no payment for 2 months which they did.
About 60 days later I got a bill for thousands past due and they filed against my house. Being in a CH 13 my bk atty has tried to fight this co for almost 1.5 years now. We went to a mediation about 2 months ago with no outcome. They want full payment of approx 38,000 or will take monthly payments for 12 months. This is not possible as I'm in a 13 and they know it. They admit to their error but will not work with me at all. We have made offer after offer to this co and they will not accept any offer I have given them. I want to file a lawsuit against them.
I want to keep my house. This mess has cost me so much; my husband and I are going through a divorce. The stress of now knowing if you will keep your house or not has been so hard. I want to repay the missed payments as I have not paid them since they filed against the house but they won't work with me. I can pay an attorney I just need an experienced attorney to help me as my bankruptcy attorney is not getting anywhere with them. Thanks for any assistance anyone can provide me.
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