I went to go get my mail today, and noticed a card that I was unfamiliar with. I know I haven't applied for any credit cards, and it didn't seem to familiar to me. It didn't even have a hologram on it like most credit cards have. I searched online for what the company was, and found this site with all of the complaints about people losing 200$ from this scam. I thank you all for saving me. I wasn't about to go apply anyways, but at least I know what the scam it, and I can help prevent it from going further.
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