I too was taken in originally thinking this was Capital One giving me another card.
I received the card and this was quickly followed by a bill for $75, with a first minimum payment of $25 due and I hadn't even used it!
As I do with my other two credit cards. I went online the day the payment was due on 1st of the month to make my payment, only to find that if you wanted it put through same day you had to pay an additional $9.99 processing fee! So I went through the normal payment route, which takes 5 days, they've applied a late fee of $25 and now, no doubt, this will affect my credit rating.
I would stay well away from these people. It's daylight robbery.
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