I have received two notices about a credit card account that was discharged in bankruptcy in November 1992. The first letter claimed I owed $5076.84 but they would accept $761.52 to settle the account.
The second letter claims a balance due of $5105.37 and would accept 3 payments of $255.88 to settle this account. I ignored the first notice figuring they were fishing and want to ignore the second letter as well. There is no way they should be able to collect on a debt so old the statute of limitations has passed and it no longer appears on my credit report. I want to tell these mofos to pound sand.
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