My husband's checking and savings accounts were both frozen by Calvary Portfolio Services this morning. I am unemployed so we do not have a penny to our name now. This was for a Sprint cell phone bill which we had to cancel after my husband had been in a very serious car accident with a drunk driver in 2004 and was unable to work for 2 years and so lost his job. We thought this debt was paid 4 years ago when they froze my husband's bank account and took the $700.00 that was in it. My husband was never actually served the papers but his elderly grandfather who now has Alheimer's disease accepted the papers but forgot to tell my husband because he did not know what they were for. My husband had lived at his address for a period of time in 2004. Then, this morning, totally out of the blue, we recieved a phone call I and email alert from our bank that a court order had been issued on behalf of Calvary Portfolio Services through a local law firm to freeze my husband's checking and savings accounts. We lost $1,300.00 and they are suing us for four hundred more dollars to total what they say we owed. We have no idea what to do. I called a lawyer friend and he said because they had a judgement in they could do this without notifying us. We have no way to pay our mortgage or other bills since we live on a much lower income than my husband had at his previous job that he lost.
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