This company failed to inform me about a surcharges and lied to me about the business lease showing on personal credit.
I dealt with James Stanislowski regarding this lease.
I was specifically told during the arrangement of this loan that the "best part" about going through their lease service for our business equipment was that the amount finances would NOT be reported on our personal credit. And that I could take out the max amount of the loan and still be able to get another business loan down the road because this wouldn't ever affect my credit. Thank goodness my gut instinct was to not take out a "max" loan with them.
Well, today we went to trade in our car and found out that our credit scores tanked over 100 points because it was showing we had a $24,000 loan on our personal credit.
When I emailed Jim this evening about our concern, he now said that they only "report to Experian." When I replied that #1 it wasn't supposed to show at all and #2 they ran Transunion he failed to respond to that second email.
Secondly, the loan payment is $100 more than the signed, contracted loan amount. I am now being told that it was due to
some sort of insurance fee that was never disclosed to me at the signing of the sale and I already have insurance on the equipment and my business. He is putting it off on the loan company now and refuses to help resolve this issue.
I feel this company uses deceptive sales tactics and does not disclose the full details of the transaction to the customers.
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