DO NOT do business with NFEL, New Final Expense Leads, they are a part of ROI marketing which has 100's of usacomplaints.com all over the internet, they are selling bogus mortgage leads claiming they have a 93% accurate info rate and guarantee at least a 5% closing ratio. I bought 197 leads from them and 35% of them were disconnected numbers and the rest never requested info on a mortgage in the first place, these companies are total ripoffs and have no problem lying to your face. Luckily, my credit union refunded my $300 because I kept good email records of my conversations with these criminals.
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